Huntington Bancshares Incorporated

(NASDAQ:HBAN)

Huntington Bancshares Incorporated (Huntington) is a bank holding company. Through its subsidiaries, including its bank subsidiary, The Huntington National Bank (the Bank), the Company provides commercial and consumer banking services, mortgage banking services, automobile financing, recreational vehicle and marine financing, equipment leasing, investment management, trust services, brokerage services, insurance programs, and other financial products and services. Its segments include Consumer and Business Banking, Commercial Banking, Commercial Real Estate and Vehicle Finance, Regional Banking and The Huntington Private Client Group, Home Lending and Treasury/Other. The Bank offers commercial and consumer loans. Its consumer loans include automobile, home equity, residential mortgage, and recreational vehicle (RV) and marine finance loans. It offers demand deposits-noninterest-bearing, demand deposits-interest-bearing, money market deposits, and savings and other domestic deposits.

$15.81 0.30 (1.93%)

Quote Date: Jan 19, 4:11PM EST

Data delayed 15 minutes
Currency in USD

HBAN News

    Morgan Stanley says higher SIFI threshold could benefit Comerica, CIT, Zions


    After Senate Banking Committee Chairman Mike Crapo proposed a bill in the Senate that would effectively remove the SIFI threshold for banks under $250B, Morgan Stanley analyst Ken Zerbe estimated that banks with $50B-$100B in assets could see a 12% increase in 2020 EPS and a 15% bump in 2021. He sees the largest potential increase at Comerica (CMA), followed by CIT Group (CIT) and Zions Bancorp (ZION). Zerbe projects the least EPS benefit for SunTrust (STI), Regions Financial (RF), Ally Financial (ALLY) and Discover (DFS), he tells investors. Other banks he lists in his note as potentially impacted by SIFI and CCAR changes include Synchrony (SYF), M&T Bank (MTB), KeyCorp (KEY), Fifth Third (FITB), BB&T (BBT), Citizens Financial (CFG) and Huntington Bancshares (HBAN).

    CMA;CIT;ZION;STI;RF;ALLY;DFS;SYF;MTB;KEY;FITB;BBT;CFG;HBAN11/15 08:01 EDT

    Huntington Bancshares management to meet with Deutsche Bank


    Meeting to be held in Kansas City, MO on November 10 hosted by Deutsche Bank.

    HBAN11/10 07:59 EDT

    Huntington downgraded to Market Perform from Outperform at BMO Capital


    BMO Capital analyst Lana Chan downgraded Huntington Bancshares (HBAN) to Market Perform citing slower near-term loan growth and "continued disappointment" on operating expenses following the company's Q3 results. The analyst lowered her price target for the shares to $14.50 from $15. Chan's top picks are now KeyCorp (KEY) and Signature Bank (SBNY).

    HBAN;KEY;SBNY10/26 05:44 EDT

    Huntington Bancshares expects to deliver positive FY17 operating leverage


    Says 'pleased' with Q3 results. Says "well on the way" to deliver positive operating leverage in FY17. Says reduced period end loan growth guidance for 2017 to 3%-4%. Says continues to face headwinds in corporate banking. Expects to achieve long-term financial goals in Q4 run-rate and in FY18, two years ahead of schedule due to FirstMerit acquisition. Says fully implemented $255M in cost savings in acquisition and expects to achieve cost savings target in Q4. Says executing on revenue synergies from acquisition. Says remains on pace to deliver $100M of total revenue enhancements in 2018. Says overall asset quality metrics remain strong. Says remains optimistic for local economies across eight states. Expects continued economic growth across footprint. Remains focused on delivering consistent shareholder returns. Comments taken from Q3 earnings conference call.

    HBAN10/25 09:24 EDT

    Huntington Bancshares sees FY17 revenue growth of 23%


    The company expects FY revenue growth of approximately 23%, or 22% on an adjusted, non-GAAP basis. Expects Full FY expense growth of approximately 13%, or 18% on an adjusted, non-GAAP basis. Expects Completed implementation of all planned cost savings. See average balance sheet growth of 20% and period-end loan growth of 3% to 4%. Expects net charge-offs below long-term expectations of 35-55 bps.Comments taken from slides being presented on the Q3 earnings conference call.

    HBAN10/25 08:19 EDT

    Huntington Bancshares reports Q3 adjusted EPS 25c, consensus 25c


    Reports Q3 revenue $1.1B, consensus $1.1B. reports Q3 loan loss provision $44M vs. $64M a year ago. Reports Q3 net charge-offs $43M vs. $40M a year ago.

    HBAN10/25 07:42 EDT

    Huntington Bancshares raises quarterly dividend 38% to 11c per share


    Huntington Bancshares announced the Board of Directors declared a quarterly cash dividend on the company's common stock of 11c per common share, up 3c, or 38%, from the prior quarter. The common stock cash dividend is payable January 2, 2018 to shareholders of record on December 18, 2017.

    HBAN10/20 08:01 EDT

    Huntington Bancshares named top Midwest mid-cap bank at DA Davidson


    DA Davidson analyst Kevin K. Reevey says that Huntington Bancshares (HBAN) is one of his "favorite Midwest-based banks as a value play." The analyst says that the economic environment in the company's home markets is strong, while its auto loan credit metrics rank fourth among the country's top 25 auto lenders. He ranks Huntington Bancshares as his second favorite mid-cap bank, trailing only TCF Financial (TCF).

    HBAN;TCF9/27 07:10 EDT

    KeyCorp upgraded to Outperform at Bernstein


    As previously reported, Bernstein analyst Kevin St. Pierre upgraded KeyCorp (KEY) to Outperform from Market Perform as he believes there is more likely to be upside to his 2018-2020 estimates than downside. With the year to date underperformance of the stock, the analyst believes valuation is far more attractive than at the start of the year. St. Pierre also upgraded Citizens Financial (CFG) and Huntington Bancshares (HBAN) to Outperform.

    KEY;CFG;HBAN9/14 08:44 EDT

    Huntington Bancshares upgraded to Outperform at Bernstein


    As previously reported, Bernstein analyst Kevin St. Pierre upgraded Huntington Bancshares (HBAN) to Outperform from Market Perform as he believes there is more likely to be upside to his 2018-2020 estimates than downside. With the year to date underperformance of the stock, the analyst believes valuation is far more attractive than at the start of the year. St. Pierre also upgraded Citizens Financial (CFG) to Outperform.

    HBAN;CFG9/14 08:43 EDT

    Huntington Bancshares upgraded to Outperform from Market Perform at Bernstein

    HBAN9/14 07:24 EDT

    Barclays to hold a conference


    Global Financial Services Conference is being held in New York on September 11-13.

    C;AIZ;NAVI;SPGI;SNV;DBD;PFSI;MTB;USB;RWT;ZION;HBAN;ALL;CME;STT;RF;GS;WBS;CMA;RY;WAL;TD;JPM;NYCB;KEY;STI;BBT;AIZ;NAVI;SPGI;SNV;DBD;PFSI;MTB;USB;RWT;ZION;HBAN;ALL;CME;STT;RF;GS;WBS;CMA;RY;WAL;TD;JPM;NYCB;KEY;STI;BBT;AIZ;NAVI;SPGI;SNV;DBD;PFSI;MTB;USB;RWT;ZION;HBAN;ALL;CME;STT;RF;GS;WBS;CMA;RY;WAL;TD;JPM;NYCB;KEY;STI;BBT9/11 08:43 EDT

    Huntington Bancshares management to meet with Jefferies


    Group luncheon to be held in New York on September 12 hosted by Jefferies.

    HBAN9/11 06:52 EDT

    Huntington Bancshares initiated with an Outperform at JMP Securities


    JMP Securities analyst Emlen Harmon started coverage of Huntington Bancshares with a $15 price target and an Outperform rating. Analyst Emlen Harmon says that the company is "well-positioned through the cycle" due to its conservative approach, while its multiple should rise in the near-term. The analyst thinks that the company should benefit from the strength of its auto lending business and from tis First Merit acquisition.

    HBAN8/31 08:59 EDT

    On The Fly: Top five analyst upgrades


    Catch up on today's top five analyst upgrades with this list compiled by The Fly: 1. Wal-Mart (WMT) upgraded to Overweight from Equal Weight at Stephens with analyst Ben Bienvenu saying that the company's multi-year investments have led to a better in-store experience, which he sees continuing to drive momentum. 2. Kohl's (KSS) upgraded to Neutral from Underperform at Credit Suisse. 3. Huntington Bancshares (HBAN) upgraded to Overweight from Neutral at Piper Jaffray with analyst Kevin Barker saying the "disappointing" expense guidance has lowered expectations while Huntington should grow earnings faster than any regional bank peer in fiscal 2018 and fiscal 2019. 4. Axalta Coating (AXTA) upgraded to Overweight from Neutral at JPMorgan with analyst Jeffrey Zekauskas saying the 16% pullback over the past three weeks has created an investment opportunity. 5. Perrigo (PRGO) upgraded to Neutral from Sell at Goldman Sachs with analyst Jami Rubin saying the quarterly results may mark the beginning of inflection towards stabilization in the Rx business. This list is just a portion of The Fly's full analyst coverage. To see The Fly's full Street Research coverage, [click here.]:Link

    WMT;KSS;HBAN;AXTA;PRGO8/11 10:36 EDT

    Huntington Bancshares upgraded to Overweight from Neutral at Piper Jaffray


    Piper Jaffray analyst Kevin Barker upgraded Huntington Bancshares to Overweight and raised his price target for the shares to $15 from $14. The "disappointing" expense guidance has lowered expectations while Huntington should grow earnings faster than any regional bank peer in FY18 and FY19, the analyst contends.

    HBAN8/11 06:04 EDT

    Huntington Bancshares upgraded to Overweight from Neutral at Piper Jaffray

    HBAN8/10 22:49 EDT

Data At A Glance (Annual)


  TTM 2017201620152014
Revenue (Millions) $4,270$3,201$3,519$2,989$2,816
(NPAs+90 days)/(Loans+OREO) 1111--
Accruing Loans and Leases Past Due 90 Days or More (Millions) $119$119$129$106--
Allowance for Credit Losses (ACL) (Millions) $754$754$736$670--
Allowance for Loans and Lease Losses (Millions) $675$675$638$598--
Allowance For Unfunded Loan Commitments (Millions) $79$79$98$72$61
Allowance For Unfunded Loan Commitments and Letters of Credit (Millions) $79$79$98$72--
Amortization of Intangibles Noninterest Expense (Millions) $56$42$31$28$40
Bank owned life insurance Noninterest Income (Millions) $66$49$58$52$57
Brokerage Noninterest Income (Millions) $63$46$63$60$68
Capital Markets Fees Noninterest Income (Millions) $72$53$60$54$44
Cards and Payment Processing Income Noninterest Income (Millions) $202$153$168$144--
Cost of Revenue Expense (Millions) -$0-$0-$0-$0-$0
Current Assets (Millions) -$0-$0-$0-$0-$0
Current Debt (Millions) $1,830$1,830$3,693$615$14
Current Liabilities (Millions) -$0-$0-$0-$0-$0
Deferred Taxes (Millions) -$0-$0-$0-$0-$0
Deposit and Other Insurance Noninterest Expense (Millions) $75$59$54$45$50
EBITDA (Millions) -$0-$0-$0-$0-$0
Equipment Noninterest Expense (Millions) $195$135$166$125$120
Financing Cash Flow (Millions) $1,183$1,405$2,768$3,522$4,335
Free Cash Flow (Millions) $1,434$962$1,095$940$830
Gain on Sale of Loans Noninterest Income (Millions) $64$39$47$33$21
Goodwill (Millions) $1,993$1,993$1,993$677$523
Gross Profit (Millions) -$0-$0-$0-$0-$0
Insurance Noninterest Income (Millions) $61$45$64$66$65
Interest Expense (Millions) $387$307$263$164$139
Investing Cash Flow (Millions) -$3,287-$2,702-$3,445-$4,929-$5,005
Marketing Noninterest Expense (Millions) $71$50$64$51$51
Mortgage Banking Noninterest Income (Millions) $136$98$130$112$85
NAL ratio 0%0%1%1%--
Net Income (Millions) $993$754$712$693$632
Net Charge-Offs (Millions) $162$118$110$87--
Net Interest Income (Millions) -$0-$0-$0-$0-$0
Net Occupancy Noninterest Expense (Millions) $225$176$152$122$128
NPA Ratio 1%1%1%1%--
NPAs + Accruing Loans and Lease Past Due 90 days or More (Millions) $506$506$610$505--
Number of Employees (Thousands) 1616161212
Operating Income (Millions) $1,295$982$920$914$853
Other Noninterest Income (Millions) $153$123$129$133$126
Other Noninterest Expense (Millions) $216$167$183$201$174
Other NPAs (Millions) $7$7$7-$0--
Outside Data Processing and Other Services Noninterest Expense (Millions) $331$242$305$233$212
Personnel Costs Noninterest Expense (Millions) $1,511$1,151$1,349$1,122$1,048
Professional Services Noninterest Expense (Millions) $74$51$103$52$60
Provision for Credit Losses Expense (Millions) $212$137$192$99--
Research & Development (Millions) -$0-$0-$0-$0-$0
Securities gains Noninterest Income (Millions) -$2-$0-$0-$0$18
Selling, General & Administrative Expense (Millions) $1,988$1,502$1,646$1,341$1,094
Service Charges on Deposit Accounts NonInterest Income (Millions) $354$262$325$280$274
Share Count (Millions) 1,0811,0811,086795811
Total Assets (Millions) $101,988$101,988$99,714$71,045$66,298
Total Debt (Millions) $11,030$11,030$12,002$7,683$5,675
Total Equity (Millions) $10,699$10,699$10,308$6,595$6,328
Total Liabilities (Millions) $91,289$91,289$89,406$64,450$59,970
Total Non-Accrual Loans and Leases (Millions) $338$338$423$372--
Total Non-Performing Assets (Millions) $387$387$481$399$338
Total noninterest Income (Millions) $1,301$967$1,149$1,039$978
Total Noninterest Expense (Millions) $2,736$2,055$2,408$1,977$1,882
Total Other Real Estate (Millions) $42$42$51$27--
Trust and Investment Management Services Noninterest Income (Millions) $134$100$108$106$117
Accommodation and Food Services Commercial Loan Balance (Millions) $1,653$1,653$1,678----
Admin., Support, Waste Management and Remediation Services Commercial Loan Balance (Millions) $484$484$429----
Agriculture, Forestry, Fishing and Hunting Commercial Loan Balance (Millions) $176$176$151----
Arts, Entertainment, and Recreation Commercial Loan Balance (Millions) $530$530$556----
Automobile 30-59 Days Past Due Loans and Leases (Millions) $80$80$76----
Automobile 60-89 Days Past Due Loans and Leases (Millions) $17$17$17----
Automobile 90 or More days Past Due and Accruing Loans and Leases (Millions) $10$10$10----
Automobile 90 or More Days Past Due Loans and Leases (Millions) $10$10$10----
Automobile Nonaccrual Loans and Leases (NALs) (Millions) $4$4$6$7$5
Automobile Consumer Allowance for Credit Losses (ACL) (Millions) $50$50$48$50$34
Automobile Consumer Net Charge-Offs (Millions) $43$30$32$20$18
Average Total Loans Net Charge-Offs (Millions) 0%0%0%0%--
Commercial Construction Loan Balance (Millions) $913$913$875----
Commercial and Industrial 30-59 Days Past Due Loans and Leases (Millions) $37$37$42----
Commercial and Industrial 60-89 Days Past Due Loans and Leases (Millions) $11$11$20----
Commercial and Industrial 90 or More days Past Due and Accruing Loans and Leases (Millions) $14$14$18----
Commercial and Industrial 90 or More Days Past Due Loans and Leases (Millions) $78$78$74----
Commercial and Industrial Allowance for Credit Losses (ACL) (Millions) $374$374$355$299$287
Commercial and Industrial Loans and Leases Ending Balances (Millions) $27,469$27,469$28,059$20,560--
Commercial and Industrial Net Charge-Offs (Millions) $50$34$45$28$32
Commercial and Industrial Nonaccrual Loans and Leases (NALs) (Millions) $170$170$234$175$72
Commercial Banking Assets (Millions) $24,199$24,199$24,122$17,022$15,043
Commercial Banking Deposits (Millions) $75,757$57,704$56,098$46,272$41,986
Commercial Banking Income Taxes Expense (Millions) $163$128$106$107$82
Commercial Banking Net Income (Millions) $303$238$197$198$153
Commercial Banking Net Interest Income (Millions) $678$515$513$379$306
Commercial Banking Non-Interest Income (Millions) $285$189$275$259$209
Commercial Banking Non-Interest Expense (Millions) $430$316$386$284$249
Commercial Banking Provision for Credit Losses Expense (Millions) $67$21$99$50$31
Commercial Real Estate 30-59 Days Past Due Loans and Leases (Millions) $35$35$21----
Commercial Real Estate 60-89 Days Past Due Loans and Leases (Millions) $3$3$3----
Commercial Real Estate 90 or More days Past Due and Accruing Loans and Leases (Millions) $10$10$17----
Commercial Real Estate 90 or More Days Past Due Loans and Leases (Millions) $20$20$30----
Commercial Real Estate Allowance for Credit Losses (ACL) (Millions) $100$100$96$100$103
Commercial Real Estate Commercial Loans and Leases Ending Balance (Millions) $7,206$7,206$5,855$4,237--
Commercial Real Estate Commercial Net Charge-Offs (Millions) -$10-$6-$24-$16-$12
Commercial Real Estate Construction Loans and Leases Ending Balances (Millions) $1,182$1,182$1,446$1,031--
Commercial Real Estate Construction Net Charge-Offs (Millions) -$5-$4-$2-$1$1
Commercial Real Estate Loans and Leases Ending Balances (Millions) $7,206$7,206$7,301$5,268--
Commercial Real Estate Net Charge-Offs (Millions) -$15-$10-$26-$17-$9
Commercial Real Estate Nonaccrual Loans and Leases (NALs) (Millions) $17$17$21$29$49
Consumer Automobile Loans and Leases Ending Balance (Millions) $11,876$11,876$10,969$9,481--
Consumer Home Equity Loans and Leases Ending Balance (Millions) $9,985$9,985$10,106$8,471--
Consumer Other Loans and Leases Ending Balance (Millions) $1,064$1,064$956$563--
Consumer Residential Mortgage Loans and Leases Ending Balances (Millions) $8,616$8,616$7,725$5,998--
Consumer RV and Marine Finance Loans and Leases Ending Balance (Millions) $2,371$2,371$1,846----
Consumer & Business Banking Assets (Millions) $25,989$25,989$25,333$15,746$15,147
Consumer & Business Banking Deposits (Millions) $182,825$137,469$152,837$120,984$116,821
Consumer & Business Banking Income Taxes Expense (Millions) $240$170$193$127$93
Consumer & Business Banking Net Income (Millions) $445$316$358$236$172
Consumer & Business Banking Net Interest Income (Millions) $1,629$1,241$1,273$1,028$913
Consumer & Business Banking Non-Interest Income (Millions) $660$520$559$478$410
Consumer & Business Banking Non-Interest Expense (Millions) $1,503$1,202$1,209$1,100$982
Consumer & Business Banking Provision for Credit Losses Expense (Millions) $101$72$72$43$76
CREVF Assets (Millions) $24,723$24,723$23,577$17,856$16,028
CREVF Deposits (Millions) $7,779$5,886$6,966$6,139$5,400
CREVF Income Taxes (Millions) $30$30$40$31$25
CREVF Net Income (Millions) $238$164$203$165$196
CREVF Net Interest Income (Millions) $571$420$469$381$380
CREVF Non-Interest Income (Millions) $50$35$41$29$27
CREVF Non-Interest Expense (Millions) $206$162$170$152$157
CREVF Provision for Credit Losses Expense (Millions) $48$40$27$5-$53
Educational Services Commercial Loan Balance (Millions) $509$509$501----
Finance and Insurance Commercial Loan Balance (Millions) $2,900$2,900$2,010----
Health Care and Social Assistance Commercial Loan Balance (Millions) $2,727$2,727$2,729----
Held-For-Sale and Other Earning Assets (Millions) $800$800$2,600$600$500
Home Equity 30-59 Days Past Due Loans and Leases (Millions) $42$42$39----
Home Equity 60-89 Days Past Due Loans and Leases (Millions) $20$20$24----
Home Equity 90 or More days Past Due and Accruing Loans and Leases (Millions) $16$16$12----
Home Equity 90 or More Days Past Due Loans and Leases (Millions) $64$64$53----
Home Equity Nonaccrual Loans and Leases (NALs) (Millions) $71$71$72$66$79
Home Equity Consumer Allowance for Credit Losses (ACL) (Millions) $58$58$66$84$96
Home Equity Consumer Net Charge-Offs (Millions) $2$2$2$5$6
Information Commercial Loan Balance (Millions) $468$468$473----
Management of companies and enterprises Commercial Loan Balance (Millions) $86$86$96----
Manufacturing Commercial Loan Balance (Millions) $4,874$4,874$4,937----
Mining, Quarrying, and Oil and Gas Extraction Commercial Loan Balance (Millions) $619$619$668----
Other Consumer 30-59 Days Past Due Loans and Leases (Millions) $10$10$9----
Other Consumer 60-89 Days Past Due Loans and Leases (Millions) $4$4$4----
Other Consumer 90 or More days Past Due and Accruing Loans and Leases (Millions) $4$4$4----
Other Consumer 90 or More Days Past Due Loans and Leases (Millions) $4$4$4----
Other Consumer Allowance for Credit Losses (ACL) (Millions) $51$51$35$24$38
Other Consumer Net Charge-Offs (Millions) $61$46$41$26$28
Other Consumer Nonaccrual Loans and Leases (NALs) (Millions) $0$0-$0-$0--
Other NPAs Nonaccrual Loans and Leases (NALs) (Millions) $7$7$7-$0$2
Other Real Estate Commercial Nonaccrual Loans and Leases (NALs) (Millions) $16$16$20$3$6
Other Real Estate Residential Nonaccrual Loans and Leases (NALs): (Millions) $26$26$31$24$29
Other Real Estate Total Nonaccrual Loans and Leases (NALs) (Millions) $42$42$51$27$35
Other Services Commercial Loan Balance (Millions) $1,265$1,265$1,223----
Professional, Scientific, and Technical Services Commercial Loan Balance (Millions) $1,230$1,230$1,264----
Public Administration Commercial Loan Balance (Millions) $262$262$272----
RBHPCG Assets (Millions) $5,696$5,696$5,328$4,291$3,871
RBHPCG Deposits (Millions) $24,023$17,809$30,970$29,152$25,017
RBHPCG Income Taxes Expense (Millions) $48$36$37$20$12
RBHPCG Net Income (Millions) $89$66$69$38$22
RBHPCG Net Interest Income (Millions) $205$145$177$139$102
RBHPCG Non-Interest Income (Millions) $153$129$121$115$174
RBHPCG Non-Interest Expense (Millions) $225$171$196$196$237
RBHPCG Provision for Credit Losses Expense (Millions) -$4$0-$3-$0$5
Real Estate and rental and leasing Commercial Loan Balance (Millions) $7,461$7,461$7,545----
Residential Mortgage 30-59 Days Past Due Loans and Leases (Millions) $112$112$123----
Residential Mortgage 60-89 Days Past Due Loans and Leases (Millions) $45$45$38----
Residential Mortgage 90 or More days Past Due and Accruing Loans and Leases (Millions) $63$63$67----
Residential Mortgage 90 or More Days Past Due Loans and Leases (Millions) $104$104$117----
Residential Mortgage Allowance for Credit Losses (ACL) (Millions) $29$29$33$42$47
Residential Mortgage Net Charge-Offs (Millions) $2$2$2$3$3
Residential Mortgage Nonaccrual Loans and Leases (NALs) (Millions) $75$75$91$95$97
Retail Trade Commercial Loan Balance (Millions) $4,643$4,643$4,758----
RV and Marine Finance 30-59 Days Past Due Loans and Leases (Millions) $10$10$10----
RV and Marine Finance 60-89 Days Past Due Loans and Leases (Millions) $2$2$2----
RV and Marine Finance 90 or More days Past Due and Accruing Loans and Leases (Millions) $2$2$2----
RV and Marine Finance 90 or More Days Past Due Loans and Leases (Millions) $2$2$2----
RV and Marine Finance Allowance for Credit Losses (ACL) (Millions) $13$13$5----
RV and Marine Finance Net Charge-Offs (Millions) $3$3$2----
RV and Marine Finance Nonaccrual Loans and Leases (NALs) (Millions) $0$0$0----
Total 30-59 Days Past Due Loans and Leases (Millions) $325$325$320----
Total 60-89 Days Past Due Loans and Leases (Millions) $102$102$108----
Total 90 or More days Past Due and Accruing Loans and Leases (Millions) $119$119$129----
Total Commercial Loan Balance (Millions) $34,675$34,675$35,360----
Total Loans and Leases Ending Balances (Millions) $68,587$68,587$66,962$50,341--
Total Commercial Allowance for Credit Losses (Millions) $474$474$451$399$390
Total Commercial Loans and Leases Ending Balances (Millions) $34,675$34,675$35,360$25,828--
Total Commercial Net Charge-Offs (Millions) $35$25$19$11$23
Total Consumer Allowance for Credit Losses (ACL) (Millions) $201$201$187$199$215
Total Consumer Loans and Leases Ending Balances (Millions) $33,912$33,912$31,602$24,513--
Total Consumer Net Charge-Offs (Millions) $34$34$33$24$23
Total Loans and Leases 90 or More Days Past Due Loans and Leases (Millions) $282$282$289----
Total Loans and Leases Allowance for Credit Losses (ACL) (Millions) $676$676$638$598$605
Transportation and Warehousing Commercial Loan Balance (Millions) $1,255$1,255$1,366----
Treasury / Other Assets (Millions) $21,381$21,381$21,355$13,021$12,259
Treasury / Other Deposits (Millions) $16,675$12,584$15,643$12,748$9,575
Treasury / Other Income Taxes Expense (Millions) -$283-$195-$247-$119-$61
Treasury / Other Net Income (Millions) -$92-$32-$133$63$109
Treasury / Other Net Interest Income (Millions) -$160-$102-$121-$27$79
Treasury / Other Non-Interest Income (Millions) $82$71$64$71$90
Treasury / Other Non-Interest Expense (Millions) $297$196$323$100$121
Unclassified, Other Commercial Loan Balance (Millions) $122$122$1,288----
Utilities Commercial Loan Balance (Millions) $431$431$470----
Wholesale Trade Commercial Loans Balance (Millions) $2,070$2,070$2,071----